Can I prepay my balance? June 25, 2020 21:20 Updated Sure, at any time! There are no penalties or fees for early repayments, and you can save on any interest or processing fees that haven't accrued yet. To pay off your current balance, please send us a message here. Related articles Can I make an extra payment? Is there a penalty for early repayment? How can I check my account balance? Does PayBright charge any interest or fees? Will I be charged any fees for missing a payment?