Is there any credit risk to me as a merchant? November 26, 2019 15:46 Updated Nope, there's no credit risk to you as a merchant. PayBright bears all of the risk! Related articles What plans can I offer my customers? How do I offer PayBright to my customers? What does it cost for my business to use PayBright? What's a Pay in 4 plan? Prefer to give us a call?