Interest Rates
There may be interest and/or processing fees, depending on the retail partner. The cost of our payment plans ranges between 0% and 29.95% APR (Annual Percentage Rate). Contact the retailer directly or check their website to find out what plans are available.
Processing Fees
Some of our plans include a small monthly processing fee with each payment. We don’t charge any other service fees, prepayment fees, or hidden fees.
Cost of Borrowing
Your total cost of borrowing equals the total interest and processing fees that will be paid over the term of the loan. This amount will be lower if you've received a partial refund or made any extra payments toward your loan.
We seek to have the highest standards of transparency so that charges are always fully clear to you. The exact APR/total cost of borrowing that applies to your purchase will be calculated and shown to you before you finalize any transaction.