Interest Rates
Our interest rates can range between 0%-29.99% APR (Annual Percent Rate). These rates vary by retail partner. Please contact them directly to see which plans they offer!
Processing Fees
Some of our plans include a small monthly processing fee with each payment. We don’t charge any other service fees, prepayment fees, or hidden fees.
Cost of Borrowing
Your total cost of borrowing equals the total interest and processing fees that will be paid over the term of the loan. This amount will be lower if you've received a partial refund or made any extra payments toward your loan.
We seek to have the highest standards of transparency so that charges are always fully clear to you. The exact APR/ total cost of borrowing that applies to your purchase will be calculated and shown to you before you finalize any transaction.