What methods of payment can I use for a Pay in 4 plan? November 24, 2020 21:10 Updated For Pay in 4 purchases, you must use a credit card (Visa or MasterCard). Prepaid credit cards are not accepted. Related articles When is my first payment due for a Pay in 4 plan? Will there be a credit check for a Pay in 4 transaction? How can I Prequalify? Why do I have to wait before I can make another purchase with Pay in 4? Will prequalifying affect my credit?