You will only pay for your final purchase amount, not the full amount that was loaded onto your Virtual Card.
When you apply for a PayBright Virtual Card, PayBright will show you an estimated installment payment amount and other loan terms based on the purchase amount you enter. If your final purchase amount is lower than the available spending limit on your Virtual Card, your final Payment Plan and terms will be adjusted accordingly. We'll email you a copy confirming your final installment amount and all the details of your Payment Plan.