We're sorry that we couldn't approve you for a payment plan at this time. Our decision is based on several factors. Some of the most common ones being; insufficient credit history, or a history of late payments (both with PayBright and other financial institutions).
Please don't be discouraged! We hope you'll consider us again in the future as you build your credit file.
Tip: Ensure all information in your application and on your online retailer account matches your personal details. This includes your legal name, address, and banking information.