We're sorry that we couldn't approve you for a payment plan at this time. Our decision is based on several factors. Here are a few possible reasons:
- We couldn't gather sufficient credit information from the credit bureau to make a decision
- Your credit information didn't allow us to provide an approval
- Your existing PayBright spending limit is less than the minimum purchase amount set by the retailer
We hope you'll consider us again in the future as you build your credit file.
Tip: Ensure all information in your application and on your online retailer account matches your personal details. This includes your legal name, address, and banking information.