We're sorry that we couldn't approve you for a payment plan at this time. Our decision is based on several factors. Here are a few possible reasons:
- We couldn't gather sufficient credit information from the credit bureau to make a decision
- Your credit information didn't allow us to provide an approval
- Your existing PayBright spending limit is less than the minimum purchase amount set by the retailer
- History of late or unsuccessful payments
We hope you'll consider us again in the future as you build your credit file.
Tip: Ensure all information in your application and on your online retailer account matches your personal details. This includes your legal name, address, and banking information.