Apple offers our interest-free Pay Monthly plans on qualifying products. Each product has its own distinct plan ranging from 6-24 months in term length. Please refer to the retailer's website for more details on product eligibility and available financing terms.
Shopping with Apple using PayBright Online:
1) At checkout, select PayBright as your payment method, then verify your phone number using a PIN we will send you via text message.
2) You will then be prompted to fill out our simple application form to get an instant approval decision. This is when you’ll get to view your assigned spending limit (if approved), item(s) that are eligible for financing, length of your repayment term and your payment plan details.
3) Link your preferred payment method to set up automatic payments for your Pay Today and Pay Over Time agreement(s) with PayBright.
Please Note: The amount of your Pay Today item(s) will be debited in full the same day as your transaction.
Shopping with Apple using PayBright in-store:
At checkout, a store associate will scan your purchased item(s) and review your order before presenting you with a QR Code to scan using your phone, prompting you to fill out our simple application form.
If approved, you will receive a text message with a code to verify your phone number, after which you’ll set up your preferred payment method and complete the process.
From here on, the process flow will be similar to the one outlined above in Shopping with Apple using PayBright Online.